{"id":5896,"date":"2025-07-23T11:35:09","date_gmt":"2025-07-23T11:35:09","guid":{"rendered":"https:\/\/nexgenbanking.com\/?p=5896"},"modified":"2025-07-23T11:35:09","modified_gmt":"2025-07-23T11:35:09","slug":"the-old-core-is-crumbling-why-banks-are-desperate-for-cloud-native-infrastructure","status":"publish","type":"post","link":"https:\/\/nexgenbanking.com\/USEdition\/the-old-core-is-crumbling-why-banks-are-desperate-for-cloud-native-infrastructure\/","title":{"rendered":"The Old Core is Crumbling: Why Banks Are Desperate for Cloud-Native Infrastructure"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5896\" class=\"elementor elementor-5896\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b74699a e-flex e-con-boxed e-con e-parent\" data-id=\"b74699a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c62e190 elementor-widget elementor-widget-image\" data-id=\"c62e190\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1216\" height=\"637\" src=\"https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000.png\" class=\"attachment-full size-full wp-image-5898\" alt=\"The Old Core is Crumbling: Why Banks Are Desperate for Cloud-Native Infrastructure\" srcset=\"https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000.png 1216w, https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-300x157.png 300w, https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-1024x536.png 1024w, https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-768x402.png 768w, https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-1200x629.png 1200w, https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-600x314.png 600w\" sizes=\"(max-width: 1216px) 100vw, 1216px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-269fdb1 e-flex e-con-boxed e-con e-parent\" data-id=\"269fdb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-97e066a elementor-widget elementor-widget-heading\" data-id=\"97e066a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">The Old Core is Crumbling: Why Banks Are Desperate for Cloud-Native Infrastructure<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a890cc elementor-widget elementor-widget-text-editor\" data-id=\"4a890cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">As customer expectations soar and competitive pressure mounts, banks are waking up to a hard truth \u2014 their legacy core systems are holding them back. The traditional monolithic infrastructure that once supported decades of growth is now a bottleneck to innovation, agility, and resilience.<\/span><\/p><p><span style=\"font-weight: 400;\">In 2025, banks aren&#8217;t just modernising \u2014 they&#8217;re rebuilding. The shift to <\/span><b>cloud-native, composable infrastructure<\/b><span style=\"font-weight: 400;\"> is no longer a plan; it&#8217;s a reality. It&#8217;s an urgent priority.<\/span><\/p><p><span style=\"font-weight: 400;\">At the <\/span><b>NexGen Banking Summit \u2013 UK Edition (October 15\u201316, London)<\/b><span style=\"font-weight: 400;\">, leaders from top institutions, including <\/span><b>Barclays, HSBC, JPMorgan, and Lloyds<\/b><span style=\"font-weight: 400;\">, will discuss how they&#8217;re replacing outdated cores with cloud-first platforms designed for speed, flexibility, and scalability.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">If your company builds <\/span><b>cloud banking platforms, DevOps tooling, or core modernisation frameworks<\/b><span style=\"font-weight: 400;\">, this is your moment.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e4eabc elementor-widget elementor-widget-heading\" data-id=\"6e4eabc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Legacy Core Banking No Longer Works<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42749d3 elementor-widget elementor-widget-text-editor\" data-id=\"42749d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Legacy systems are:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Expensive to maintain<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inflexible in adapting to new customer journeys<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Poorly integrated with real-time APIs, open banking, and GenAI<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vulnerable to outages and costly downtime<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Banks are losing time and margin with every patch, workaround, and integration layer. As digital-first competitors and fintechs scale with modular infrastructure, traditional banks are left stuck in waterfall processes and siloed data.<\/span><\/p><p><b>Modern banking demands core systems that are:<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">API-first<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cloud-native<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Modular and composable<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Designed for real-time data<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1133f09 elementor-widget elementor-widget-heading\" data-id=\"1133f09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">The Shift to Cloud-Native Platforms<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f3ee26 elementor-widget elementor-widget-text-editor\" data-id=\"6f3ee26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Increasingly, banks are issuing RFPs that require <\/span><b>cloud-ready architecture<\/b><span style=\"font-weight: 400;\"> \u2014 not just lift-and-shift hosting, but reimagined ecosystems. Platforms like Mambu, Thought Machine, 10x, and Finxact are gaining traction for their ability to spin up products in weeks, not months.<\/span><\/p><p><span style=\"font-weight: 400;\">We&#8217;re seeing large-scale moves like:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Tier-1 banks migrating key workloads<\/b><span style=\"font-weight: 400;\"> to public and hybrid cloud environments<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Digital-only subsidiaries<\/b><span style=\"font-weight: 400;\"> (e.g., Chase UK, Marcus by Goldman Sachs) are being built entirely on cloud cores<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Composable banking<\/b><span style=\"font-weight: 400;\"> models enabling plug-and-play onboarding, lending, and payments modules<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">This opens the door for a new class of vendors: <\/span><b>core infrastructure innovators, DevSecOps enablers, container orchestration platforms, observability tools<\/b><span style=\"font-weight: 400;\">, and <\/span><b>cloud compliance frameworks<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a32b561 elementor-widget elementor-widget-heading\" data-id=\"a32b561\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Real-World Impact<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87ea2ec elementor-widget elementor-widget-text-editor\" data-id=\"87ea2ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">By adopting cloud-native core solutions, banks are achieving:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>80% reduction in time-to-market<\/b><span style=\"font-weight: 400;\"> for launching new digital products<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>50% lower infrastructure costs<\/b><span style=\"font-weight: 400;\"> with elastic scaling<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Near-zero downtime<\/b><span style=\"font-weight: 400;\"> and superior disaster recovery with multi-cloud resiliency<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Streamlined integrations<\/b><span style=\"font-weight: 400;\"> with GenAI tools, RegTech APIs, and open banking layers<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">These gains are no longer theoretical \u2014 they&#8217;re being presented live by banking CTOs, CIOs, and Heads of Transformation at <\/span><b>NexGen Banking Summit 2025<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f6f6d7 elementor-widget elementor-widget-heading\" data-id=\"3f6f6d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Connect with Buyers Who Are Ready to Migrate<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6baacf1 elementor-widget elementor-widget-text-editor\" data-id=\"6baacf1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If your company builds:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Core banking platforms<\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cloud-native microservices<\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>CI\/CD pipelines for banks<\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>DevOps observability and security tooling<\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>API management or cloud data lakes<\/b><\/li><\/ul><p><span style=\"font-weight: 400;\">\u2026then your ideal customer is attending this summit.<\/span><\/p><p><span style=\"font-weight: 400;\">You&#8217;ll get:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Full access to senior banking decision-makers<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Curated 1-on-1s and demos<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A chance to speak on stage or host a roundtable<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Brand visibility through all event media<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-745ae3f elementor-widget elementor-widget-heading\" data-id=\"745ae3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Final Word<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89ef9b1 elementor-widget elementor-widget-text-editor\" data-id=\"89ef9b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The era of patching legacy cores is drawing to a close.<\/span><\/p><p><span style=\"font-weight: 400;\">Banks are seeking partners who can help them replatform, reimagine, and accelerate their operations. If your solution can support this shift, <\/span><b>NexGen Banking Summit<\/b><span style=\"font-weight: 400;\"> is where your next deal begins.<\/span><\/p><p><i><span style=\"font-weight: 400;\">Want to sponsor? Reach out at chris@techtrekevents.com<\/span><\/i><\/p><p><i><span style=\"font-weight: 400;\">More info:<\/span><\/i><a href=\"https:\/\/nexgenbanking.com\/\"> <i><span style=\"font-weight: 400;\">https:\/\/nexgenbanking.com<\/span><\/i><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"The Old Core is Crumbling: Why Banks Are Desperate for Cloud-Native Infrastructure As customer expectations soar and competitive pressure mounts, banks are waking up to a hard truth \u2014 their legacy core systems are holding them back. The traditional monolithic infrastructure that once supported decades of growth is now a bottleneck to innovation, agility, and [&hellip;]","protected":false},"author":1,"featured_media":5902,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[47,48,49],"class_list":["post-5896","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","tag-gen-ai-in-open-banking-ai-in-banking","tag-open-banking-software","tag-payment-processing-software"],"rttpg_featured_image_url":{"full":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-1.png",1216,637,false],"landscape":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-1.png",1216,637,false],"portraits":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-1.png",1216,637,false],"thumbnail":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-1-150x150.png",150,150,true],"medium":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-1-300x157.png",300,157,true],"large":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-1-1024x536.png",580,304,true],"1536x1536":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-1.png",1216,637,false],"2048x2048":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-1.png",1216,637,false],"post-thumbnail":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-1-1200x629.png",1200,629,true],"twentytwenty-fullscreen":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-1.png",1216,637,false],"woocommerce_thumbnail":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-1-450x450.png",450,450,true],"woocommerce_single":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-1-600x314.png",600,314,true],"woocommerce_gallery_thumbnail":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182223_0000-1-100x100.png",100,100,true]},"rttpg_author":{"display_name":"istadmin","author_link":"https:\/\/nexgenbanking.com\/USEdition\/author\/istadmin\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/nexgenbanking.com\/USEdition\/category\/banking\/\" rel=\"category tag\">Banking<\/a>","rttpg_excerpt":"The Old Core is Crumbling: Why Banks Are Desperate for Cloud-Native Infrastructure As customer expectations soar and competitive pressure mounts, banks are waking up to a hard truth \u2014 their legacy core systems are holding them back. The traditional monolithic infrastructure that once supported decades of growth is now a bottleneck to innovation, agility, and&hellip;","_links":{"self":[{"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/posts\/5896","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/comments?post=5896"}],"version-history":[{"count":0,"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/posts\/5896\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/media\/5902"}],"wp:attachment":[{"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/media?parent=5896"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/categories?post=5896"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/tags?post=5896"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}