{"id":5910,"date":"2025-07-23T11:50:31","date_gmt":"2025-07-23T11:50:31","guid":{"rendered":"https:\/\/nexgenbanking.com\/?p=5910"},"modified":"2025-07-23T11:50:31","modified_gmt":"2025-07-23T11:50:31","slug":"uk-and-eu-banks-what-theyre-buying-in-2025","status":"publish","type":"post","link":"https:\/\/nexgenbanking.com\/USEdition\/uk-and-eu-banks-what-theyre-buying-in-2025\/","title":{"rendered":"UK and EU Banks: What They&#8217;re Buying in 2025"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5910\" class=\"elementor elementor-5910\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b74699a e-flex e-con-boxed e-con e-parent\" data-id=\"b74699a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c62e190 elementor-widget elementor-widget-image\" data-id=\"c62e190\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1216\" height=\"637\" src=\"https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000.png\" class=\"attachment-full size-full wp-image-5912\" alt=\"UK and EU Banks: What They&#039;re Buying in 2025\" srcset=\"https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000.png 1216w, https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000-300x157.png 300w, https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000-1024x536.png 1024w, https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000-768x402.png 768w, https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000-1200x629.png 1200w, https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000-600x314.png 600w\" sizes=\"(max-width: 1216px) 100vw, 1216px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-269fdb1 e-flex e-con-boxed e-con e-parent\" data-id=\"269fdb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-97e066a elementor-widget elementor-widget-heading\" data-id=\"97e066a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">UK and EU Banks: What They're Buying in 2025<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a890cc elementor-widget elementor-widget-text-editor\" data-id=\"4a890cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">In 2025, the banking landscape across the UK and Europe is rapidly shifting, and tech budgets are rising to meet the demands of regulation, digitisation, and customer experience.<\/span><\/p><p><span style=\"font-weight: 400;\">From AI copilots in compliance to embedded finance in retail ecosystems, financial institutions are no longer experimenting \u2014 they&#8217;re investing. For fintechs, SaaS vendors, and enterprise tech platforms, the opportunity to serve this market has never been greater.<\/span><\/p><p><span style=\"font-weight: 400;\">At the <\/span><b>NexGen Banking Summit \u2013 UK Edition (Oct 15\u201316, 2025 | London)<\/b><span style=\"font-weight: 400;\">, you&#8217;ll meet the actual buyers behind these investments \u2014 and understand exactly what they&#8217;re looking for.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e4eabc elementor-widget elementor-widget-heading\" data-id=\"6e4eabc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Where the Money Is Going: 2025 Tech Spending Trends<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42749d3 elementor-widget elementor-widget-text-editor\" data-id=\"42749d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">According to IDC and Deloitte insights, UK and EU banks are expected to spend <\/span><b>\u20ac75B+<\/b><span style=\"font-weight: 400;\"> in 2025 across six key technology areas:<\/span><b><\/b><\/p><ul><li aria-level=\"1\"><b>AI &amp; GenAI Platforms: <\/b><span style=\"font-weight: 400;\">CX chatbots, compliance copilots, underwriting assistants, and fraud detection<\/span><\/li><\/ul><ul><li aria-level=\"1\"><b>Compliance &amp; Risk Tech: <\/b><span style=\"font-weight: 400;\">DORA, AI Act, and ESG mandates are forcing tech upgrades across all major FIs<\/span><\/li><\/ul><ul><li aria-level=\"1\"><b>Core Modernisation &amp; Cloud Infrastructure: <\/b><span style=\"font-weight: 400;\">Legacy platforms are being replaced with modular, API-first solutions<\/span><\/li><\/ul><ul><li aria-level=\"1\"><b>Customer Experience Platforms: <\/b><span style=\"font-weight: 400;\">From mobile banking to multilingual AI assistants and voice-first interfaces<\/span><\/li><\/ul><ul><li aria-level=\"1\"><b>Payments &amp; Embedded Finance: <\/b><span style=\"font-weight: 400;\">B2B\/B2C payment orchestration, cross-border tools, embedded lending APIs<\/span><\/li><li aria-level=\"1\"><b>Identity, KYC &amp; Fraud Prevention: <\/b><span style=\"font-weight: 400;\">Biometric onboarding, real-time verification, and deepfake detection systems<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Banks aren&#8217;t just buying licenses \u2014 they&#8217;re buying transformation.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1133f09 elementor-widget elementor-widget-heading\" data-id=\"1133f09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What UK\/EU Banks Are Prioritising in 2025<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f3ee26 elementor-widget elementor-widget-text-editor\" data-id=\"6f3ee26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Hyper-personalisation: <\/b><span style=\"font-weight: 400;\">FIs want systems that turn raw data into real-time, contextual product offerings.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>End-to-end automation: <\/b><span style=\"font-weight: 400;\">The goal is operational efficiency. From back-office reconciliation to frontline onboarding, automation is critical.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Trust and transparency: <\/b><span style=\"font-weight: 400;\">Regulators and customers demand explainable AI, auditability, and ethical data governance.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Composable architecture: <\/b><span>Banks are increasingly rejecting monolithic systems in favour of plug-and-play solutions that integrate seamlessly across business lines.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a32b561 elementor-widget elementor-widget-heading\" data-id=\"a32b561\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How the NexGen Banking Summit Bridges Buyers and Builders<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87ea2ec elementor-widget elementor-widget-text-editor\" data-id=\"87ea2ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The <\/span><b>NexGen Banking Summit<\/b><span style=\"font-weight: 400;\"> is designed to do more than inform \u2014 it connects decision-makers with the innovators shaping the future of financial services.<\/span><\/p><p><span style=\"font-weight: 400;\">Attendees include:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chief Digital Officers<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Heads of Risk, Compliance &amp; Fraud<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">CIOs, CTOs, VPs of Infrastructure<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Directors of Customer Experience<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Innovation &amp; Transformation Leaders<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">And they&#8217;re not just browsing \u2014 they&#8217;re actively sourcing new solutions to modernise their stack in 2025 and beyond.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f6f6d7 elementor-widget elementor-widget-heading\" data-id=\"3f6f6d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sponsor Benefits at a Glance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6baacf1 elementor-widget elementor-widget-text-editor\" data-id=\"6baacf1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If your solution aligns with what banks are buying, this summit is your direct route to:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C-level buyer engagement<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Product demos and tech showcases<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Branded speaking sessions or fireside chats<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Full attendee lists + curated 1-on-1 meetings<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Accelerated pipeline generation and brand visibility<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-745ae3f elementor-widget elementor-widget-heading\" data-id=\"745ae3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Final Thought<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89ef9b1 elementor-widget elementor-widget-text-editor\" data-id=\"89ef9b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">UK and EU banks are clear on their goals \u2014 streamline operations, improve compliance, and deliver digital-first customer experiences. But they can&#8217;t get there alone.<\/span><\/p><p><span style=\"font-weight: 400;\">They need <\/span><b>proven tech partners<\/b><span style=\"font-weight: 400;\"> who can deliver speed, scale, and security.<\/span><\/p><p><i><span style=\"font-weight: 400;\">If your company builds CX, AI, RegTech, cloud, or infrastructure tools for banks, the NexGen Banking Summit is where your next client will be.<\/span><\/i><\/p><p><i><span style=\"font-weight: 400;\">Want to sponsor? Reach out at chris@techtrekevents.com<\/span><\/i><\/p><p><i><span style=\"font-weight: 400;\">More info:<\/span><\/i><a href=\"https:\/\/nexgenbanking.com\/\"><i><span style=\"font-weight: 400;\"> https:\/\/nexgenbanking.com<\/span><\/i><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"UK and EU Banks: What They&#8217;re Buying in 2025 In 2025, the banking landscape across the UK and Europe is rapidly shifting, and tech budgets are rising to meet the demands of regulation, digitisation, and customer experience.From AI copilots in compliance to embedded finance in retail ecosystems, financial institutions are no longer experimenting \u2014 they&#8217;re [&hellip;]","protected":false},"author":1,"featured_media":5912,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[47,48,49],"class_list":["post-5910","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","tag-gen-ai-in-open-banking-ai-in-banking","tag-open-banking-software","tag-payment-processing-software"],"rttpg_featured_image_url":{"full":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000.png",1216,637,false],"landscape":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000.png",1216,637,false],"portraits":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000.png",1216,637,false],"thumbnail":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000-150x150.png",150,150,true],"medium":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000-300x157.png",300,157,true],"large":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000-1024x536.png",580,304,true],"1536x1536":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000.png",1216,637,false],"2048x2048":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000.png",1216,637,false],"post-thumbnail":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000-1200x629.png",1200,629,true],"twentytwenty-fullscreen":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000.png",1216,637,false],"woocommerce_thumbnail":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000-450x450.png",450,450,true],"woocommerce_single":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000-600x314.png",600,314,true],"woocommerce_gallery_thumbnail":["https:\/\/nexgenbanking.com\/USEdition\/wp-content\/uploads\/2025\/07\/Blog-Banner-NexGen_20250718_182200_0000-100x100.png",100,100,true]},"rttpg_author":{"display_name":"istadmin","author_link":"https:\/\/nexgenbanking.com\/USEdition\/author\/istadmin\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/nexgenbanking.com\/USEdition\/category\/banking\/\" rel=\"category tag\">Banking<\/a>","rttpg_excerpt":"UK and EU Banks: What They&#8217;re Buying in 2025 In 2025, the banking landscape across the UK and Europe is rapidly shifting, and tech budgets are rising to meet the demands of regulation, digitisation, and customer experience.From AI copilots in compliance to embedded finance in retail ecosystems, financial institutions are no longer experimenting \u2014 they&#8217;re&hellip;","_links":{"self":[{"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/posts\/5910","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/comments?post=5910"}],"version-history":[{"count":0,"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/posts\/5910\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/media\/5912"}],"wp:attachment":[{"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/media?parent=5910"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/categories?post=5910"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nexgenbanking.com\/USEdition\/wp-json\/wp\/v2\/tags?post=5910"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}