Digital by Design: How Low-Code Platforms Are Enabling the Next Wave of Digital Banking
In a market where fintech startups push updates weekly and customer expectations evolve overnight, traditional banking development cycles can’t keep up. The need for speed, agility, and customer-centric innovation has never been greater.
This is where low-code and no-code development platforms are making their mark—not just as tools, but as strategic enablers of digital transformation across the banking ecosystem.
A Quiet Revolution in Bank Tech
Low-code platforms allow banks to build applications through visual interfaces, drag-and-drop tools, and pre-built logic, cutting down development time from months to days. For legacy banks bogged down by outdated systems and siloed teams, this isn’t just a technical upgrade. It’s a complete shift in how innovation happens.
What Makes Low-Code Powerful in Banking?
Low-code platforms in the financial sector are being used to:
- Create personalised customer journeys: From onboarding to loan approvals and product bundling.
- Digitise internal operations: Compliance, risk monitoring, and internal audits—all streamlined with minimal code.
- Launch new digital services: Test and roll out offerings like loyalty programs, fintech partnerships, and embedded finance faster than ever before.
Why Banks Are Betting Big on Low-Code
- Faster Time to Market: Responding to regulatory updates, economic shifts, or competitive threats becomes a matter of weeks, not quarters.
- Closer Collaboration Between Business & Tech: Teams in compliance, operations, or customer experience can actively shape the applications they’ll be using, without relying solely on developers.
- Integration Without Reinvention: Built-in connectors simplify linking to core banking systems, CRMs, KYC tools, or third-party APIs, avoiding full re-platforming.
- Scalable Customisation: Institutions retain the flexibility to layer in custom features, logic, and integrations while still accelerating development cycles.
- Lower Development Costs: Shorter build times and reusable components reduce both operational and capital expenditures.
Global Use Cases: Real Impact, Not Just Pilots
- ABN AMRO digitised over 60 processes, dramatically improving compliance turnaround and eliminating paperwork bottlenecks.
- UnionBank Philippines used a no-code platform to launch its SME onboarding, slashing time-to-market by 90%.
- Standard Chartered equipped global teams with low-code tools to build internal apps tailored to regional workflows.
These aren’t proof-of-concepts—they’re production-grade transformations that are reshaping banking operations at scale.
Final Word: The Future Is Low-Code, High-Impact
Banks no longer have the luxury of multi-year transformation cycles. They need tools that deliver speed without sacrificing control. Low-code and no-code platforms are enabling banks to experiment, iterate, and launch new capabilities faster than ever before, without compromising security or compliance.
For tech providers building low-code platforms, orchestration engines, or digital experience layers, this is a golden opportunity. Banks are no longer just interested—they’re actively investing.
Sponsor Spotlight: Why Your Platform Needs to Be at NexGen Banking Summit 2025
As a sponsor, you’ll gain:
- Direct access to senior decision-makers from global banks and fintechs—CIOs, CTOs, Heads of Digital, and Innovation Leaders.
- Dedicated demo and workshop zones to showcase how your low-code tools are driving real outcomes in banking environments.
- Visibility through curated panel discussions, whitepapers, and co-branded campaigns reaching thousands of tech buyers.
- 1:1 matchmaking with buyers looking for fast, flexible, and scalable digital architecture solutions.
Fuel the next phase of digital-first banking.
Be the technology behind the transformation. Join us at the NexGen Banking Summit 2025.
London – Oct 15–16
New York – Nov 18