UK and EU Banks: What They're Buying in 2025
In 2025, the banking landscape across the UK and Europe is rapidly shifting, and tech budgets are rising to meet the demands of regulation, digitisation, and customer experience.
From AI copilots in compliance to embedded finance in retail ecosystems, financial institutions are no longer experimenting — they’re investing. For fintechs, SaaS vendors, and enterprise tech platforms, the opportunity to serve this market has never been greater.
At the NexGen Banking Summit – UK Edition (Oct 15–16, 2025 | London), you’ll meet the actual buyers behind these investments — and understand exactly what they’re looking for.
Where the Money Is Going: 2025 Tech Spending Trends
According to IDC and Deloitte insights, UK and EU banks are expected to spend €75B+ in 2025 across six key technology areas:
- AI & GenAI Platforms: CX chatbots, compliance copilots, underwriting assistants, and fraud detection
- Compliance & Risk Tech: DORA, AI Act, and ESG mandates are forcing tech upgrades across all major FIs
- Core Modernisation & Cloud Infrastructure: Legacy platforms are being replaced with modular, API-first solutions
- Customer Experience Platforms: From mobile banking to multilingual AI assistants and voice-first interfaces
- Payments & Embedded Finance: B2B/B2C payment orchestration, cross-border tools, embedded lending APIs
- Identity, KYC & Fraud Prevention: Biometric onboarding, real-time verification, and deepfake detection systems
Banks aren’t just buying licenses — they’re buying transformation.
What UK/EU Banks Are Prioritising in 2025
- Hyper-personalisation: FIs want systems that turn raw data into real-time, contextual product offerings.
- End-to-end automation: The goal is operational efficiency. From back-office reconciliation to frontline onboarding, automation is critical.
- Trust and transparency: Regulators and customers demand explainable AI, auditability, and ethical data governance.
- Composable architecture: Banks are increasingly rejecting monolithic systems in favour of plug-and-play solutions that integrate seamlessly across business lines.
How the NexGen Banking Summit Bridges Buyers and Builders
The NexGen Banking Summit is designed to do more than inform — it connects decision-makers with the innovators shaping the future of financial services.
Attendees include:
- Chief Digital Officers
- Heads of Risk, Compliance & Fraud
- CIOs, CTOs, VPs of Infrastructure
- Directors of Customer Experience
- Innovation & Transformation Leaders
And they’re not just browsing — they’re actively sourcing new solutions to modernise their stack in 2025 and beyond.
Sponsor Benefits at a Glance
If your solution aligns with what banks are buying, this summit is your direct route to:
- C-level buyer engagement
- Product demos and tech showcases
- Branded speaking sessions or fireside chats
- Full attendee lists + curated 1-on-1 meetings
- Accelerated pipeline generation and brand visibility
Final Thought
UK and EU banks are clear on their goals — streamline operations, improve compliance, and deliver digital-first customer experiences. But they can’t get there alone.
They need proven tech partners who can deliver speed, scale, and security.
If your company builds CX, AI, RegTech, cloud, or infrastructure tools for banks, the NexGen Banking Summit is where your next client will be.
Want to sponsor? Reach out at chris@techtrekevents.com
More info: https://nexgenbanking.com